Well Settled

You want to pay less tax

Our Solutions
  • Claim all allowable deductions from your income before tax is calculated.
  • Look at your business structure and financing.
  • Make sure you claim your tax credits.
  • Ensure your investments are structured in the best possible way.
Your Benefits
  • You receive Tax savings from the deductions claimed.
  • You receive Tax savings from better income allocation & more deductible interest costs.
  • IRD give you more tax back in your tax return.
  • On your investments: You can receive more interest after tax by using the PIE structure.
Examples
  • Client using his vehicle for business & only claiming petrol - we found the best way to claim additional deductions resulting in a saving of $950 in tax.
  • Client with a successful business but had tax losses not being used in his trust - moved the business ownership to the trust for long term security reasons and incidentally used up the tax losses over 3 years saving $11,000 in tax.
  • Client had overlooked claiming their income protection insurance. We processed this for them recovering $650 in tax.
  • Client had $150,000 on term deposit paying the top tax rate on this. We got them to change to PIE with the same bank - with the PIR set at the allowed rate saving 3% in tax amounting to $226 every year.

You want peace of mind from IRD audit risks & demands

Our Solutions
  • Come on to our tax agency with IRD and have us look after your IRD returns.
Your Benefits
  • Our expertise and involvement will minimize your exposure to IRD problems.
Examples
  • Client – knowing that we work to ensure that all tax returns are honest and comply with the IRD rules – realised that there is less risk of IRD audit and told us that this factor means a lot to them – they “can sleep at night”

You want your business to make more money

Our Solutions
  • We will work with you and your business to see where you are now and where you want to get to and discuss an action programme with you for implementation.
Your Benefits
  • You get to choose the level of our involvement with a set target for the costs and benefits of the agreed plan.
Examples
  • A client that we work with on a monthly basis has, with our help, set goals for both the medium term and longer term and is 16% ahead of their profitability when compared to last year and feeling a newfound confidence on where their future is tracking.

You are good at your business but want to know whether you could do even better if you got some help with the financial stuff.

Our Solutions
  • We provide a “CFO on Tap” service (Chief Financial Officer)
  • (We come to your place of business periodically to help with business improvement ideas & work with you on other questions you have on making more profit or paying less tax.)
Your Benefits
  • With your strategic planning, KPI’s, marketing, budgeting and forecasting all in place you are focused on your direction to success.
Examples
  • A key client who we have a CFO on Tap meeting with every month on site has seen their business really “take off” this year. They are on track to realising their dreams.

You don’t understand your ACC bill & want to see if it can be reduced

Our Solutions
  • We have direct access to ACC and experience with the ACC processes.
Your Benefits
  • This may help you by achieving a lower ACC category for your partner in business, getting the benefit of an ACC discount or, for self-employed clients, getting on to ACC Cover Plus Extra to improve the value of ACC to you.
Examples
  • We have a client who nominated a lower ACC cover by using Cover Plus Extra and with the savings purchased a combined illness & accident insurance policy. He now has peace of mind in the event of not being able to work as a result of illness.

You want to get your tax returns up to date and done properly

Our Solutions
  • We can help you with the updating process and have a track record of success for clients in this area.
Your Benefits
  • You receive peace of mind and get your tax matters sorted. (Sometimes refunds can result from this including accessing Working for Families payouts.)
Examples
  • One client was 5 years behind but had made voluntary payments to IRD. We were able to get over $50,000 in IRD penalties written off and she now focused on her business which is now growing again as a result.

You feel that your present accountant may not be giving you value for money

Our Solutions
  • We offer a 40 minute complimentary consultation to see if we can help you
Your Benefits
  • You can make a risk free assessment of whether a change might help you.
Examples
  • We met with this client who felt uncared for by their old accountants, we took over their work and they are now receiving regular help from us, have been able to save tax by claiming more deductions and feel that they are now getting much better value for money.